Understanding Your Credit – “How Lenders Look at Your Credit”

Understanding how lenders evaluate your credit is key to getting approved for a mortgage with the best terms. This course breaks down what credit scores, reports, and financial factors matter most, how to improve your credit before applying, and what to expect during the loan approval process. Gain the knowledge and confidence to secure the home loan you deserve!

 Obtaining a Mortgage – “The Process”

This course walks first-time home buyers through every stage, from pre-approval to closing. Learn about loan types, interest rates, lender requirements, and key steps to securing a mortgage. Gain the knowledge you need to make informed decisions and move forward with confidence on your path to homeownership!

Shopping for a Home – “The Role of the Realtor”

A great Realtor can make all the difference! This course explains the crucial role of a Realtor in your home-buying journey, from finding the right property to navigating contracts and negotiations. Learn how to understand purchase agreements, negotiate effectively, and avoid common pitfalls. Gain the confidence to work with your Realtor and secure the best deal on your new home!

 Managing Your Money – “Documentation and Budgeting”

Smart money management is the key to success! This course will guide you through essential budgeting strategies and the financial documents lenders require. Learn how to track your income and expenses, build a strong financial profile, and prepare for the homebuying process with confidence. Take control of your finances and get one step closer to homeownership!

Protecting Your Investment – “Contracts & Negotiations”

This course is designed to help first-time homebuyers like yourself understand the key aspects of contracts and negotiations, how to make make competitive offers, and learn important negotiation strategies to help you and your team secure the best terms for you.

*Bonus Course*

Are You Ready To Buy?

Purchasing a home could be one of the most significant financial decisions you make. This course will help ensure that homeownership is appropriate for your current stage of life. While owning a home has numerous advantages, but it also requires considerable responsibility. Gain the knowledge and confidence to decide if now is the right time to buy—and how to prepare for a successful home purchase!